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Child Education Planning

Your Child's Dreams Deserve Financial Preparation

Every parent dreams of giving their child the best education possible. But with education costs rising rapidly every year, planning early becomes extremely important.

What costs ₹20 lakhs today could easily cost ₹60–70 lakhs in the next 15–18 years due to inflation.

Guiding Wealth. Guarding Futures.

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Education Costs

The Reality of Rising Education Costs

Education inflation in India and abroad has historically been higher than general inflation. Here is how costs may change over time:

Education Type Approx Cost Today Possible Cost in 15 Years*
Engineering / Professional Degree ₹15–20 Lakhs ₹40–50 Lakhs
MBA / Postgraduate Program ₹25–40 Lakhs ₹70 Lakhs – ₹1 Crore
Overseas Education ₹60 Lakhs – ₹1 Crore ₹1.5 – ₹2.5 Crore

*Based on assumed 8–10% education inflation. Actual costs may vary.

Without early planning, parents may have to rely on loans or liquidating assets when education expenses arise.

Compound Growth

The Power of Starting Early

Small investments started early can grow into a meaningful education corpus through disciplined investing.

SIP Growth Examples @12% p.a.
Monthly SIP Years Corpus @12%
₹10,000 15 Years ₹50 Lakhs
₹20,000 15 Years ₹1 Crore

*Illustrative. Returns not guaranteed.

A Child’s Plan Should Also Include Protection
Planning Area Purpose
Life Insurance Protect education goal if parent is not around
Health Insurance Prevent savings from being used for medical costs
Investments Build the education corpus gradually
Every Child Has Dreams

Parents Often Say:

“We want our child to study wherever their talent takes them.”

With the right planning, education goals can be pursued without compromising other financial priorities.

Monthly investments remain manageable when started early

Compounding works over long periods

Financial stress during college years reduces

Parents may avoid large education loans

Want to Estimate Your Child’s Education Fund?

A short discussion can help you understand:

  • Future education cost estimates
  • How much to invest monthly
  • Investment options to build the corpus gradually
Discuss Your Education Planning 
The ₹25 Lakh Illusion
Most parents think ₹25–30 lakh is enough for higher education.

But with 8–10% education inflation, it may become:

₹25 L
Today
₹80 L – ₹1 Cr
After 15 Years
What This Means for Parents

If Education Planning Starts Early

Monthly investments remain manageable

Compounding works over long periods

Financial stress during college years reduces

Parents may avoid large education loans

But delaying the plan often means higher investments later or relying on loans.

Self-Assessment

Is Your Child’s Education Fund on Track?

Many parents invest regularly but are unsure whether those investments are aligned with their child’s future education needs. A short discussion can help you understand:

How much education corpus may be required

Whether your current investments are sufficient

How disciplined investing can help bridge the gap

Through HawkSarthi, we assist parents in accessing suitable investment solutions such as mutual funds and managed investment platforms that may support long-term education planning.

Plan My Child’s Education Fund 
Your Financial Journey

Every Milestone Matters

Protection
——
Children
——
Wealth
——
Retirement
——
Legacy
Stage Our Perspective
Protection Secure the foundation before building wealth
Children Prepare for dreams that arrive faster than expected
Wealth Discipline and time build financial strength
Retirement Turn savings into future income
Legacy Protect and structure what you have built

Important Note

The above illustrations are for understanding the concept of long-term investing and compounding. Actual returns may vary depending on market conditions and investment choices. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Insurance is the subject matter of solicitation. Policy terms and conditions apply. Hawk-I Investment and Insurance Marketing Pvt. Ltd. facilitates access to financial products and does not guarantee returns or outcomes.