Peer-to-Peer Investments
Invest Through RBI-Regulated P2P Platforms
Peer-to-Peer (P2P) investing lets you lend directly to verified borrowers through RBI-regulated platforms and potentially earn attractive interest income.
At HawkSarthi, we help investors understand how P2P platforms work and evaluate whether they suit their income or diversification objectives.
Guiding Wealth. Guarding Futures.
Create your account and complete KYC first. No money will be debited. Our team will assist you at every step.
Create your account and complete KYC first. No money will be debited. Our team will assist you at every step.
RBI-Regulated Platforms
Lending Through Regulated Digital Platforms
Peer-to-Peer investing allows individuals to lend money to verified borrowers through RBI-regulated platforms and potentially earn interest income.
These platforms connect lenders and borrowers directly, while managing borrower verification, repayment tracking, and servicing. Funds are typically spread across multiple borrowers to help manage concentration risk.
Through HawkSarthi, we help investors understand how P2P platforms work and whether they may be suitable for their income or diversification objectives.
Explore P2P Options
THE PROCESS
How P2P Investing Works
1
Register
Investor registers on an RBI-regulated P2P platform with KYC documentation.
2
Allocate Funds
Investment is divided across multiple borrowers to spread risk and maximise diversification.
3
Borrowers Receive Loan
Platform disburses loans to verified borrowers after credit assessment and verification.
4
Earn Returns
Investors receive interest and principal repayments periodically — daily, weekly, or monthly.
Suitability Guide
Who Typically Considers P2P Investments?
P2P may be considered by investors who are comfortable with moderate risk and are looking to diversify beyond traditional fixed income instruments.
Income-Seeking Investors
Investors looking to earn periodic interest income beyond what traditional bank deposits or bonds offer.
Diversified Portfolio Builders
Investors who want to add an alternate income stream to a portfolio that already includes equity, debt, and mutual funds.
Experienced Investors
Investors who understand credit risk and lending dynamics and are comfortable exploring higher-yield opportunities.
Interested in P2P Investment Opportunities?
A short discussion can help you understand:
- How P2P platforms work
- Risk and return expectations
- How P2P may fit within your investment portfolio
HawkSarthi on YouTube
Understand P2P Lending Better
Watch our expert explainers on P2P lending — what it is, how platforms work, and the risks involved. Clear, jargon-free guidance in Hindi and English.
28,000+ subscribers on YouTube. Our channel covers P2P lending, mutual funds, insurance, and goal-based financial planning in Hindi and English. Subscribe for regular updates.
HawkSarthi on YouTube
Understand P2P Lending Better
Watch our expert explainers on P2P lending — what it is, how platforms work, and the risks involved. Clear, jargon-free guidance in Hindi and English.
28,000+ subscribers on YouTube. Our channel covers P2P lending, mutual funds, insurance, and goal-based financial planning in Hindi and English. Subscribe for regular updates.
Important Disclosure — P2P Investments
Peer-to-Peer investments carry credit risk and returns are not guaranteed. Past performance is not indicative of future results. Investors should carefully evaluate the risks associated with lending-based platforms before investing. Hawk-I Investment and Insurance Marketing Pvt. Ltd. facilitates access to third-party regulated platforms and does not guarantee returns.